86515 ZIP Code — Window Rock, AZ

Apache County, Arizona

ZIP code 86515 is located in Window Rock, Arizona, within Apache County. It covers approximately 115.63 square miles and serves a population of 2,883 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 928.

About ZIP code 86515

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $55,800. Owner-occupancy sits near the national average at 55%.

Median household income is $36,000. Poverty affects 32% of residents, above the national average. SNAP benefit usage at 21% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (26%) compared to national benchmarks. 25% of residents lack health insurance, above the national average.

Overall, ZIP code 86515 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.

2,883

population

115.63

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

86515 ZIP code map

Cities in ZIP code 86515

Below are the cities the US Postal Service accepts for ZIP code 86515. Using any city not on this list may result in mail delivery delays.

City	Status
Window Rock	Acceptable

Demographics updated 06/2026

Population
Total population	2,883
Population density	25 / sq mi
State FIPS	04
County FIPS	001

Geography
Land area	115.63 sq mi
Water area	0.00 sq mi
Latitude	35.6651
Longitude	-109.0090
Timezone	Mountain (MT)
Area code	928

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.5%	64.4%	40.6%
$50k – $100k	26.2%	24.1%	31.9%
$100k – $200k	10.3%	10.9%	21.1%
Over $200k	0.1%	0.6%	6.4%

Demographics & statistics

2,883

Population

People per sq mi

36.2

Median age

$36,000

Median household income

$23,431

Per capita income

$55,800

Median home value

$637

Median monthly rent

54.8%

Home ownership

31.9%

Poverty rate

10.2%

Unemployment

1,010

Housing units

16.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

116

15–19

20–24

243

25–34

295

107

35–44

130

158

45–54

191

120

55–59

145

103

60–64

124

65–74

119

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	638	22.1%
18 and over	2,245	77.9%
65 and over	396	13.7%
Median age	36.2 years

Race & ethnicity

American Indian / Alaska Native 88.3%

White 3.9%

Two or more races 3.6%

Hispanic or Latino 3.1%

Asian 0.5%

Other race 0.4%

Black or African American 0.1%

Group	Count	%
American Indian / Alaska Native	2,629	88.3%
White	117	3.9%
Two or more races	107	3.6%
Hispanic or Latino	93	3.1%
Asian	14	0.5%
Other race	13	0.4%
Black or African American	3	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	63.5%	64.4%	40.6%
$50k – $100k	26.2%	24.1%	31.9%
$100k – $200k	10.3%	10.9%	21.1%
Over $200k	0.1%	0.6%	6.4%

Under $10k 16.6%

$10k–$15k 6.2%

$15k–$25k 9.9%

$25k–$35k 16.3%

$35k–$50k 16.1%

$50k–$75k 10.1%

$75k–$100k 14.6%

$100k–$150k 7.2%

$150k–$200k 2.3%

$200k+ 0.7%

Range	% of households
Under $10k	16.6%
$10k–$15k	6.2%
$15k–$25k	9.9%
$25k–$35k	16.3%
$35k–$50k	16.1%
$50k–$75k	10.1%
$75k–$100k	14.6%
$100k–$150k	7.2%
$150k–$200k	2.3%
$200k+	0.7%
Median income	$36,000

Housing

Home values

Under $50k 41.7%

$50k–$100k 37.6%

$100k–$150k 9.9%

$150k–$200k 1.8%

$200k–$300k 6.2%

$300k–$500k 2.8%

Housing overview

Metric	Value
Median home value	$55,800
Median rent / month	$637
Owner occupied	54.8%
Renter occupied	45.2%
Vacant	30.2%
Single-family detached	53.5%
Large apartment buildings	0.9%
Mobile homes	25.1%
Median rooms	4.3
Avg household size (owned)	2.78

Year built

Era	%
2020 or later	0.0%
2010–2019	0.6%
2000–2009	17.5%
1990–1999	17.6%
1980–1989	20.0%
1970–1979	24.4%
1960–1969	16.7%
1950–1959	2.3%
1940–1949	0.5%
1939 or earlier	0.3%

Bedrooms

Size	% of units
No bedroom (studio)	13.0%
1 bedroom	10.0%
2 bedrooms	32.7%
3 bedrooms	36.2%
4 bedrooms	7.3%
5+ bedrooms	0.9%

Vehicles per household

Vehicles	% of households
No vehicle	11.9%
1 vehicle	45.8%
2 vehicles	24.8%
3 or more	17.5%

Heating fuel

Fuel type	%
Utility gas	23.4%
Electricity	30.2%
Propane / LP gas	8.3%
Wood	33.4%
No fuel used	4.7%

Households & families

Household type	Count	%
Married-couple family	259	25.1%
Cohabiting couple	50	4.9%
Male householder, no spouse	237	23.0%
Female householder, no spouse	484	47.0%
Households with children under 18	286	27.8%
Households with seniors (65+)	325	31.6%
Average household size	2.71

Marital status

Status	Male	Female
Never married	66.9%	44.8%
Married	25.7%	23.8%
Separated	4.3%	1.1%
Widowed	2.1%	20.0%
Divorced	0.9%	10.3%

Education

Less than 9th grade 9.3%

Some HS, no diploma 6.6%

HS graduate 31.0%

Some college, no degree 28.5%

Associate's degree 8.5%

Bachelor's degree 11.4%

Graduate / professional 4.6%

Metric	%
HS diploma or higher	84.0%
Bachelor's or higher	16.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	53	7.3%
Kindergarten	14	1.9%
Elementary school	326	45.1%
High school	123	17.0%
College / grad school	207	28.6%

Employment

Industry of employment

Education & healthcare 32.5%

Public administration 18.2%

Professional & management 10.8%

Finance & real estate 8.5%

Construction 7.1%

Retail trade 6.1%

Transportation & utilities 5.3%

Other services 4.6%

Manufacturing 3.0%

Agriculture & mining 2.1%

Information 1.4%

Arts, food & hospitality 0.5%

Occupation

Category	%
Management, business & arts	37.5%
Service	18.6%
Sales & office	27.9%
Natural resources & construction	8.1%
Production & transportation	7.8%

Employment type

Type	%
Private sector	54.2%
Government	43.4%
Self-employed	2.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.3%
Carpool	0.4%
Public transit	1.0%
Walk	6.0%
Work from home	17.4%
Other means	0.0%
Avg commute (minutes)	22.2

Poverty

All people 31.9%

Under 18 years 50.6%

18 and over 26.6%

Married-couple families 4.6%

Female-led households 44.8%

Income support

Source	% of households
Social Security	25.3%
Retirement income	14.8%
Supplemental Security	6.8%
Cash public assistance	0.0%
Food stamps / SNAP	20.9%

Health indicators

Condition	%
Obesity	37.2%
High blood pressure	32.9%
High cholesterol	27.6%
Diabetes	16.4%
Heart disease	7.7%
Stroke	5.1%
Asthma	13.8%
Arthritis	22.8%
Kidney disease	4.1%
Pulmonary disease	9.6%
Cancer	5.2%

Behavior / access	%
Smoking	26.3%
Binge drinking	14.8%
No physical activity	24.8%
Less than 7 hrs sleep	37.4%
Depression	20.7%
Fair or poor health	23.5%
Poor mental health	20.8%
Poor physical health	16.5%
No health insurance	13.8%
Visited doctor (checkup)	67.8%
Visited dentist	51.4%
Cholesterol screening	85.1%
Teeth loss	24.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	100	4.5%

Disability	%
Any disability	12.6%
Under 18	0.0%
18–64 years	10.5%
65 and over	42.4%

Health insurance coverage

Type	%
Private insurance	33.0%
Public insurance	44.1%
No insurance	24.8%
Uninsured under 19	21.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,710	94.0%
Spanish	126	4.6%
Other Indo-European	21	0.8%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,873	99.7%
Born in same state	2,873	99.7%
Born in different state	1,754	60.8%
Foreign born	0	0.0%
Naturalized citizen	10	0.3%
Not a US citizen	10	100.0%

Ancestry

Ancestry	Count	%
French	20	0.7%

Ancestry	Count	%
Arab	7	0.2%

Technology access

Metric	% of households
Computer access	35.7%
Internet access	77.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 86515

What city is ZIP code 86515 in?

ZIP code 86515 is primarily assigned to Window Rock, Arizona.

What county is ZIP code 86515 in?

ZIP code 86515 falls within Apache County, Arizona.

What is the poverty rate in ZIP code 86515?

32% of residents in ZIP code 86515 live below the poverty line, above the national average.

What is the typical home value in ZIP code 86515?

The median home value in ZIP code 86515 is $55,800.

What are the health statistics for ZIP code 86515?

Health data for ZIP code 86515 shows elevated rates of diabetes (16%) and smoking (26%) compared to national benchmarks.

What is the median household income in ZIP code 86515?

The median household income in ZIP code 86515 is $36,000, below the national median of ~$75,000.

What timezone is ZIP code 86515 in?

ZIP code 86515 observes the MST timezone.